healthcare associations

We understand that you & your business differ from the masses; so… our Day Hospitals Commercial Business Package has been designed exclusively for you and your business.

Underwritten by a major Australian Insurer, our Day Hospital Commercial Business Package offers extra protection, and yet – it is not expensive, call us today for a no obligation, no pressure comparison.

BUILDING & CONTENTS

Accidental Damage cover including Burglary / Theft

BONUS FEATURES
Rewriting of records, employee tools / equipment / clothing, fire extinguishment costs & removal of debris, landscaping, temporary removal of contents within Australia. Deterioration of refrigerated medical supplies. Fusion of Electric motors up to 2.5 hp.

BUSINESS INTERRUPTION

Cover for your gross income as a result of a insured event causing an interruption to your business. (optional cover)

Automatic Cover: Extra Cost of Working – $200,000 cover.

BONUS FEATURES
Accounts Receivable $10,000 & Accountant Fees $10,000

MONEY

Automatic $1000 cover—On Premises 24 Hours including: your (or your employees’) private residence.  In transit to the bank, your home or anywhere in Australia.

BONUS FEATURES
Damage to your safe or strong room.

GLASS

Internal & external glass – Replacement value.

BONUS FEATURES
Including signs (illuminated & sign written) and damage to window frames.

PUBLIC LIABILITY

Automatic cover of $10 million for Public & Products Liability.

ELECTRONIC EQUIPMENT AND MACHINERY BREAKDOWN (optional cover)

Electronic Equipment – Breakdown of office equipment, (including Power Surge), and medical diagnostic. Increased cost of working after a break down & loss of data cover can be included.

Machinery Breakdown – Repair or replacement (including hire costs) of air-conditioners, refrigeration units, compressors etc.  Loss of income can also be requested.

GENERAL PROPERTY

Cover for equipment that is permanently out of the practice.

BONUS FEATURES
Property loss or damage anywhere in Australia for a Medical Bag ($1000) and one Mobile Phone ($500).

TAX INVESTIGATION

Automatic Cover: $50,000 for Professional expenses incurred during an investigation by the Taxation Department.

EMPLOYEE DISHONESTY

Automatic Cover: Employee related theft or fraud of your Property, Money or negotiable Instruments ($10,000).

FLOOD COVER

Available on request and at the insurers discretion.

$250 Standard, $2000 Named Cyclone, $500 Property Damage – Public Liability, $5000 for Flood if insured. (for other excess refer to policy wording).

Product Documents

Day Surgeries & Day Hospitals Business Insurance FACT SHEET
Day Surgeries & Day Hospitals Electronic Equipment & Business Interruption FACT SHEET
Day Surgeries & Day Hospitals Property & Liability APPLICATION
Day Surgeries & Day Hospitals Commercial Business Insurance WORDING

Need more information? Call us on 1800 177 163.

The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs. Please refer to the Product Disclosure Statement for specific information regarding the insurance cover.