Day Surgeries & Day Hospitals – Business Insurance

Mediprotect - Day HospitalsWe understand that you & your business differ from the masses; so… our Day Hospitals Commercial Business Package has been designed exclusively for you and your business.

Underwritten by a major Australian Insurer, our Day Hospital Commercial Business Package offers extra protection, and yet – it is not expensive, call us today for a no obligation, no pressure comparison.

BUILDING & CONTENTS:

Accidental Damage cover including Burglary / Theft

BONUS FEATURES:

Rewriting of records, employee tools / equipment / clothing, fire extinguishment costs & removal of debris, landscaping, temporary removal of contents within Australia. Deterioration of refrigerated medical supplies. Fusion of Electric motors up to 2.5 hp.

BUSINESS INTERRUPTION:

Cover for your gross income as a result of a insured event causing an interruption to your business. (optional cover)

Automatic Cover: Extra Cost of Working – $200,000 cover.

BONUS FEATURES:

Accounts Receivable $10,000 & Accountant Fees $10,000

MONEY

Automatic $1000 cover—On Premises 24 Hours including: your (or your employees’) private residence.  In transit to the bank, your home or anywhere in Australia.

BONUS FEATURES:

Damage to your safe or strong room.

GLASS

Internal & external glass – Replacement value.

BONUS FEATURES:

Including signs (illuminated & sign written) and damage to window frames.

PUBLIC LIABILITY

Automatic cover of $10 million for Public & Products Liability.

ELECTRONIC EQUIPMENT AND MACHINERY BREAKDOWN (optional cover)

Electronic Equipment – Breakdown of office equipment, (including Power Surge), and medical diagnostic. Increased cost of working after a break down & loss of data cover can be included.

Machinery Breakdown – Repair or replacement (including hire costs) of air-conditioners, refrigeration units, compressors etc.  Loss of income can also be requested.

GENERAL PROPERTY

Cover for equipment that is permanently out of the practice.

BONUS FEATURES:

Property loss or damage anywhere in Australia for a Medical Bag ($1000) and one Mobile Phone ($500).

TAX INVESTIGATION

Automatic Cover: $50,000 for Professional expenses incurred during an investigation by the Taxation Department.

EMPLOYEE DISHONESTY

Automatic Cover: Employee related theft or fraud of your Property, Money or negotiable Instruments ($10,000).

FLOOD COVER

Available on request and at the insurers discretion.

Policy Excess

$250 Standard, $2000 Named Cyclone, $500 Property Damage – Public Liability, $5000 for Flood if insured. (for other excess refer to policy wording).

Product Documents

Day Surgeries & Day Hospitals Business Insurance FACT SHEET

Day Surgeries & Day Hospitals Electronic Equipment & Business Interruption FACT SHEET

Day Surgeries & Day Hospitals Property & Liability APPLICATION

Day Surgeries & Day Hospitals Commercial Business Insurance WORDING

Need more information? Call us on 1800 177 163.