Underwritten by a major Australian Insurer, our Day Hospital Commercial Business Package offers extra protection, and yet – it is not expensive, call us today for a no obligation, no pressure comparison.
BUILDING & CONTENTS:
Accidental Damage cover including Burglary / Theft
Rewriting of records, employee tools / equipment / clothing, fire extinguishment costs & removal of debris, landscaping, temporary removal of contents within Australia. Deterioration of refrigerated medical supplies. Fusion of Electric motors up to 2.5 hp.
Cover for your gross income as a result of a insured event causing an interruption to your business. (optional cover)
Automatic Cover: Extra Cost of Working – $200,000 cover.
Accounts Receivable $10,000 & Accountant Fees $10,000
Automatic $1000 cover—On Premises 24 Hours including: your (or your employees’) private residence. In transit to the bank, your home or anywhere in Australia.
Damage to your safe or strong room.
Internal & external glass – Replacement value.
Including signs (illuminated & sign written) and damage to window frames.
Automatic cover of $10 million for Public & Products Liability.
ELECTRONIC EQUIPMENT AND MACHINERY BREAKDOWN (optional cover)
Electronic Equipment – Breakdown of office equipment, (including Power Surge), and medical diagnostic. Increased cost of working after a break down & loss of data cover can be included.
Machinery Breakdown – Repair or replacement (including hire costs) of air-conditioners, refrigeration units, compressors etc. Loss of income can also be requested.
Cover for equipment that is permanently out of the practice.
Property loss or damage anywhere in Australia for a Medical Bag ($1000) and one Mobile Phone ($500).
Automatic Cover: $50,000 for Professional expenses incurred during an investigation by the Taxation Department.
Automatic Cover: Employee related theft or fraud of your Property, Money or negotiable Instruments ($10,000).
Available on request and at the insurers discretion.
$250 Standard, $2000 Named Cyclone, $500 Property Damage – Public Liability, $5000 for Flood if insured. (for other excess refer to policy wording).