Dental Plus – Business Insurance

dental plusWe understand that you & your business differ from the masses; so… our Dental Plus Commercial Business Package has been designed exclusively for you and your business.

Underwritten by a major Australian Insurer, Dental Plus offers extra protection, and yet – Dental Plus is not expensive, call us today for a no obligation, no pressure comparison.

BUILDING & CONTENTS:

Accidental Damage cover including Burglary / Theft

BONUS FEATURES:

Rewriting of records, employee tools / equipment / clothing, fire extinguishment costs & removal of debris, landscaping, temporary removal of contents within Australia. Deterioration of refrigerated medical supplies. Fusion of Electric motors up to 2.5 hp.

BUSINESS INTERRUPTION:

Cover for your gross income as a result of a insured event causing an interruption to your business. (optional cover)

Automatic Cover: Extra Cost of Working – $200,000 cover.

BONUS FEATURES:

Accounts Receivable $10,000 & Accountant Fees $10,000

MONEY

Automatic $1000 cover—On Premises 24 Hours including: your (or your employees’) private residence.  In transit to the bank, your home or anywhere in Australia.

BONUS FEATURES:

Damage to your safe or strong room

GLASS

Internal & external glass – Replacement value

BONUS FEATURES:

Including signs (illuminated & sign written) and damage to window frames.

PUBLIC LIABILITY

Automatic cover of $10 million for Public & Products Liability.

ELECTRONIC EQUIPMENT AND MACHINERY BREAKDOWN (optional cover)

Electronic Equipment – Breakdown of office equipment, (including Power Surge), and medical diagnostic. Increased cost of working after a break down & loss of data cover can be included.

Machinery Breakdown – Repair or replacement (including hire costs) of air-conditioners, refrigeration units, compressors etc.  Loss of income can also be requested

GENERAL PROPERTY

Cover for equipment that is permanently out of the practice.

BONUS FEATURES:

Property loss or damage anywhere in Australia for a Medical Bag ($1000) and one Mobile Phone ($500).

TAX INVESTIGATION

Automatic Cover: $50,000 for Professional expenses incurred during an investigation by the Taxation Department.

EMPLOYEE DISHONESTY

Automatic Cover: Employee related theft or fraud of your Property, Money or negotiable Instruments ($10,000)

FLOOD COVER

Available on request and at the insurers discretion

Policy Excess

$250 Standard, $2,000 Named Cyclone & $500 Property Damage – Public Liability $5,000 for Flood if insured (for other excess refer to policy wording)

Product Documents

Dental Plus Business Insurance FACT SHEET

Dental Plus Electronic Equipment & Business Interruption FACT SHEET

Dental Plus Business Insurance APPLICATION

Dental Plus Business Insurance WORDING

Need more information? Call us on 1800 177 163.