Health Professional Plus – Business Package

We understand that you & your business differ from

health professional business insurancethe masses; so… our Health Professional Plus Commercial Business Package has been designed exclusively for you and your business. If you run a small or large medical business this policy is just what you need.

Underwritten by a major Australian Insurer, Health Professional Plus offers extra protection, and yet, is not expensive. Call us today for a no obligation, no pressure comparison. The polices key features are outlined below:

BUILDING & CONTENTS:

Accidental Damage cover including Burglary / Theft

BONUS FEATURES:

Rewriting of records, employee tools / equipment / clothing, fire extinguishment costs & removal of debris, landscaping, temporary removal of contents within Australia. Deterioration of refrigerated medical supplies. Fusion of Electric motors up to 2.5 hp.

BUSINESS INTERRUPTION:

Cover for your gross income as a result of a insured event causing an interruption to your business. (optional cover)

Automatic Cover: Extra Cost of Working – $200,000 cover.

BONUS FEATURES:

Accounts Receivable $10,000 & Accountant Fees $10,000

MONEY

Automatic $1000 cover—On Premises 24 Hours including: your (or your employees’) private residence.  In transit to the bank, your home or anywhere in Australia.

BONUS FEATURES:

Damage to your safe or strong room

GLASS

Internal & external glass – Replacement value

BONUS FEATURES:

Including signs (illuminated & sign written) and damage to window frames.

PUBLIC LIABILITY

Automatic cover of $10 million for Public & Products Liability. (Optional increases to $20 million available by request)

ELECTRONIC EQUIPMENT AND MACHINERY BREAKDOWN (optional cover)

Electronic Equipment – Breakdown of office equipment, (including Power Surge), and medical diagnostic. Increased cost of working after a break down & loss of data cover can be included.

Machinery Breakdown – Repair or replacement (including hire costs) of air-conditioners, refrigeration units, compressors etc.  Loss of income can also be requested

GENERAL PROPERTY

Cover for equipment that is permanently out of the practice.

BONUS FEATURES:

Property loss or damage anywhere in Australia for a Medical Bag ($1000) and one Mobile Phone ($500).

TAX INVESTIGATION

Automatic Cover: $50,000 for Professional expenses incurred during an investigation by the Taxation Department.

EMPLOYEE DISHONESTY

Automatic Cover: Employee related theft or fraud of your Property, Money or negotiable Instruments ($10,000)

FLOOD COVER

Available on request and at the insurers discretion.

Policy Excess

$250 Standard, $2,000 Named Cyclone & $500 Property Damage – Public Liability $5,000 for Flood if insured

(for other excess refer to policy wording)

Product Documents

Health Professional Plus Business Package FACT SHEET

Electronic Equipment & Business Interruption FACT SHEET

Health Professional Plus Business Package APPLICATION

Health Professional Plus Business Package WORDING

Need more information? Call us on 1800 177 163.

The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs. Please refer to the Product Disclosure Statement for specific information regarding the insurance cover.