Insurance for Healthcare Professionals

Allied healthcare professionals provide an essential service within our community. From nurses and physical therapists to occupational therapists, speech pathologists, and dietitians, they work hard to improve people’s lives on a daily basis. While caring for patients is their number one priority, the provision of these vital services is not without inherent risk.

Every allied health practice setup is unique, each with their own distinct specialties and operational risks. For example, if a patient is accidentally injured during a physical therapy consultation, that business could be exposed to significant legal costs if the patient decides to sue. Because of these unique exposures, the business entity requires a tailored insurance package to protect both the physical assets of the clinic and the practice staff from unforeseen disasters and liabilities.

Why Choose PSC Mediprotect?

With over 25 years of specialist experience in the healthcare sector, PSC Mediprotect offers tailored and cost-effective Allied Health Insurance solutions. We understand the value of our client’s time, which is why we combine responsive service with dedicated in-house claims advocacy to guide our clients seamlessly from lodgement to settlement.

By leveraging our deep industry knowledge and the broader strength of our network, we provide the ultimate peace of mind, ensuring your health practice is protected so you can remain focused on delivering exceptional patient care.

Need more information?
Call us on 1800 177 163.

PSC Mediprotect Medical & Allied Health Insurance

The policies PSC Mediprotect place for our Allied Health customers addresses the specific and diverse risks faced by allied health professionals. We don’t take a one-size-fits-all approach; instead, we offer the ability to review your insurance policy so that it aligns specifically with how the practice operates and the nature of their patients.

The policy responds to needs of Allied health practices, and coverage options include:

  • General Liability
    Cover for costs that arise as a result of a public liability or product liability claim against the business, which is of a result of third party property damage and/or personal injury.
  • Medical Malpractice
    Crucial protection against claims of clinical negligence, errors, or omissions in the provision of your Healthcare services.
  • Management Liability
    Protection for directors and officers and employees against claims related to employment practices, regulatory breaches, or statutory breaches.
  • Cyber Liability
    Cyber insurance for Allied Health businesses covers financial losses and liabilities arising from data breaches, ransomware attacks, system outages, and the compromise of sensitive resident, staff, and operational information.
  • Building & Contents Insurance
    Protection for buildings, structures, and possessions within the property, including specialised assisted living fit-outs and mobility equipment.
  • Business Interruption
    Cover for the loss of income as a result of the facility or service being unable to conduct business after an insurable unforeseen disaster.
  • Electronic & Mechanical Equipment Breakdown
    Cover for the mechanical or electrical breakdown of specialised therapeutic, diagnostic, or facility equipment.